How To Find Affordable Travel Insurance Policies

best travel insurance in Calgary

You would probably be searching for the best travel insurance in Calgary if you’re residing in Calgary area.

Traveling is one of life’s greatest pleasures, but it can also be quite risky, especially when it comes to unexpected emergencies or accidents. This is why purchasing travel insurance is an important step in protecting yourself and your loved ones while you’re away from home. However, with so many options available, it can be challenging to find the most affordable policy without sacrificing the coverage you need. 

The good thing is that in this article, we are going to provide you with five tips that would help you out in purchasing the most affordable travel insurance policy that suits your needs and can help you have peace of mind while you’re traveling.

best travel insurance in Calgary

5 Things You Can Do To Find Affordable Travel Insurance Policies 

Here are some of the many things that you can do in order to find the most affordable and the best travel insurance in Calgary

Shop Around and Compare Quotes

The first step in finding an affordable travel insurance policy is to shop around and compare quotes from different providers. Don’t just settle for the first insurance company you come across, as each one will have different coverage options and pricing structures. By comparing quotes, you can identify the best policy for your specific needs and budget.

Opt for a Basic Policy

When purchasing travel insurance, you’ll have the option to choose from different types of policies, including basic, mid-level, and comprehensive coverage. While comprehensive policies offer the most comprehensive coverage, they can also be the most expensive. Opting for a basic policy can help you save money while still providing you with essential coverage.

Consider Your Destination and Activities

The cost of your travel insurance policy will largely depend on your destination and the activities you plan to participate in. If you’re traveling to a high-risk destination, such as a country with a high crime rate or a region with political instability, your policy may cost more. Similarly, if you plan to participate in adventure sports, such as bungee jumping or scuba diving, you may need to purchase additional coverage, which can increase the cost of your policy.

Evaluate Your Existing Coverage

Before purchasing a travel insurance policy, take the time to evaluate your existing coverage, including your health insurance and credit card benefits. Some health insurance policies may provide coverage for medical emergencies abroad, while some credit cards offer trip cancellation and baggage protection. Understanding your existing coverage can help you avoid paying for duplicate coverage through your travel insurance policy.

Consider Increasing Your Deductible

Lastly, consider increasing your deductible to lower the cost of your travel insurance policy. The deductible amount is the one that you would be required to pay before your insurance kicks in. By increasing your deductible, you can lower your monthly premium, but keep in mind that you’ll need to pay more out of pocket if you need to file a claim.


Travel insurance is a vital component of any travel plan, but it doesn’t have to break the bank. By shopping around, opting for a basic policy, considering your destination and activities, evaluating your existing coverage, and increasing your deductible, you can find an affordable travel insurance policy that provides the coverage you need. Don’t forget to read the policy carefully and ask questions if you’re unsure about any of the terms and conditions. With the right travel insurance policy, you can travel with peace of mind and focus on making unforgettable memories.

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