MISTAKES WHILE BUYING SUPER VISA INSURANCE
There is something that an insurer must know before applying for the Super Visa insurance. The Canadian government concerns for the stability in your health. It covers any uncertain obligation if arise. This means, you should have no pre-existing medical condition. You ought not to be on any medical drug that has to require a change in cycle. In Simple words, your sound health has to reflect that you need no hospitalization if required. However, there is a different policy that you may adopt if you have any pre-existing medical condition. This nonetheless, comes with extra premium.
Up-front payment Plan or the Reimbursement Policy?
Insurer must know the difference between the two before applying for the Super Visa Insurance. Ask your insurance agent about it and understand every term. Under Reimbursement Policy you need to pay for your medical expenses from your wallet or VISA card first. Although, you will get the reimbursed fund of your expenses, which you would claim for after done paying for the medical and hospital expenses. Up-Front Payment Plan however, differs from Reimbursement policy. This plan gives you the flexibility of your expenses being paid by the insurance company alone.
Relying on Credit Card
Most companies offer medical claims, especially on accident. This however, does not cover all the expenses, such as; medical drug, physician’s charges, certain hospital charges and several other things. It is mandatory to go for the proper medical insurance before traveling and not relying on the service which your credit card company has to offer.
Trust in your Insurance Provider
You need to trust your Insurance broker. They are professionals in this field and would not want to spoil their integrity and professionalism by selling you a product haphazardly. They have everything in written, all the guidelines and ways to get the claim. In simple words, they are here to make your stay in Canada hassle-free.
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Contact us for the details and in depth of the insurance policy. We will make an arrangement for one on one talk with us.
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