MISTAKES WHILE BUYING SUPER VISA INSURANCE
There is something that an insurer must know before applying for the Super Visa insurance. The Canadian government concerns for the stability in your health. It covers any uncertain obligation if arise. This means, you should have no pre-existing medical condition. You ought not to be on any medical drug that has to require a change in cycle. In Simple words, your sound health has to reflect that you need no hospitalization if required. However, there is a different policy that you may adopt if you have any pre-existing medical condition. This nonetheless, comes with extra premium.
Up-front payment Plan or the Reimbursement Policy?
Insurer must know the difference between the two before applying for the Super Visa Insurance. Ask your insurance agent about it and understand every term. Under Reimbursement Policy you need to pay for your medical expenses from your wallet or VISA card first. Although, you will get the reimbursed fund of your expenses, which you would claim for after done paying for the medical and hospital expenses. Up-Front Payment Plan however, differs from Reimbursement policy. This plan gives you the flexibility of your expenses being paid by the insurance company alone.
Relying on Credit Card
Most companies offer medical claims, especially on accident. This however, does not cover all the expenses, such as; medical drug, physician’s charges, certain hospital charges and several other things. It is mandatory to go for the proper medical insurance before traveling and not relying on the service which your credit card company has to offer.
Trust in your Insurance Provider
You need to trust your Insurance broker. They are professionals in this field and would not want to spoil their integrity and professionalism by selling you a product haphazardly. They have everything in written, all the guidelines and ways to get the claim. In simple words, they are here to make your stay in Canada hassle-free.
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Contact us for the details and in depth of the insurance policy. We will make an arrangement for one on one talk with us.
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I had super visa insurance for my parents from Harpinder. He provided quick and great service. I needed to make some changes to my parents super visa policy and he just did it with one phone call. You should try them at least once to find about their great service.
Harpinder and his staff were very prompt and quick on responding to my super visa insurance for parents and also had timely response to get me back my refund unused insurance amount also. This my 2nd time using his service and will continue to go back to him in future.
I am impressed with Mr Harpinder Sidhu's professionalism. He handles his clients case with great expertise and guides you through with his many years of experience. He goes an extra mile in guiding and serving his clients. Mr Harpinder Sidhu keeps in touch with any changing laws that helps his clients and their families. Apart from his professionalism Mr Harpinder Sidhu is a thorough gentleman and shows his kindness and devotion by giving back to the community through numerous charities. Each time I have communicated with Mr Harpinder Sidhu he is quick in taking an action and helps through
I had a very good experience with Harpinder Sidhu as he has so much experience and vast knowledge about insurance. He quoted and got me a very good policy for both Life insurance and Disability insurance, that too with much more coverage than what I had before from a different source. And also the premium is way cheaper, I'd recommend him to be dealt with for your insurance needs. I'm totally satisfied. Cheers
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